What is Finalmente Global? A Lending Ponzi Scheme Exposed!

Finalmente Global operates in the cryptocurrency niche in the MLM or multi-level marketing industry. Their official website provides no official information as to who their owners are. 

Their website was also registered on August 2019 and was renewed on May 2020. As expected of a Ponzi scheme, domain registrations were done privately. 

However, they do have a YouTube channel and they mentioned a guy named Kobus Van Der Merwe as the CEO of the company yet he wasn’t listed on the website. 

Doing a quick research on Merwe showed that he was also involved previously on a Bitcoin Ponzi scheme called AdsEarn Bitcoin. 

Further digging showed us that they operate in South Africa, which is proven by their Twitter page. At this time of writing, Alexa lists USA as the major source of traffic at 52.5%, followed by Algeria, and Canada. 

This means that Finalmente Global has operated in these listed countries, and they may have had investors on it. 

Finalmente Global Product Line

Looking at the company website revealed no information as to what they have to offer. However, their YouTube channel mentions that you’re earning by investing in Bitcoin and lending them to people. 

You get promised ROI for your investments.

Does The Product Work?

Their program operates under the guise of “lending” Bitcoin to members. However, they’re nothing more than a Ponzi scheme, with new investments paying off old members’ ROI’s. 

Their website mentions that you can lend up to a maximum of 20BTC ($391,144 as of this writing). But this doens’t mean that this is a sustainable business model. 

In order for them to sustain the company through lending, they’d have to charge interest fees in order to make a profit. However, there’s no proof that they’re even charging interest rates. 

So to keep this company afloat, members need to recruit new people into the company. The new investments made by these recruits are going to be used to pay off the older members’ investments. Those new members won’t receive a cent till they recruit people below them. 

Lastly, Finalmente Global makes the effort of requiring their members to reinvest their capital and profits into the system to keep the business running. 

When you look at it, you’re only rich on paper. That money means nothing if you can’t get it out of the program.

Finalmente Global only offers one way to make money from their program and that’s through recruitment.

How To Get Started with Finalmente Global?

The membership into the program is free, but in order to take part in their income opportunity, you’d need a minimum investment of 0.001 BTC or $19.54 at this time of writing. 

Finalmente Global Compensation Plan

The meat of their compensation plan is their promised ROI, which is the only source of income for the members. 

Here’s a breakdown of their ROI based on investments:

1. Uno Starter Package – an investment of between 0.001 to 0.0025 BTC. This level will pay you a 101.04% ROI in 24 hours.

2. Uno Classic Package – an investment of between 0.001 to 1.5 BTC. This level will pay you a 107% ROI in 7 days, but you must reinvest 93% of it at this level.

3. Due Novice Package – an investment of between 0.015 to 1.5 BTC. This level will pay you a 107.6% ROI in 7 days, but you must reinvest 92.4% of it at this level.

4. Tre Business Package – an investment of between 0.0035 to 5 BTC. This level will pay you a 115.7% ROI in 14 days, but you must reinvest 84.3% of it at this level.

All transactions and investments are done using BTC.

Referral Commissions

Their YouTube videos talk about their referral commissions, which is more or less the commission you make from recruiting people 

This follows a unilevel compensation structure where your direct recruits, a.k.a. The members you recruit personally, are placed under you and are marked as your first level. 

Any indirect recruit gets placed under them and marked as the second and consecutive levels. 

This goes on infinitely. 

Your commissions are based on investments made by your recruits. 

Level 1 earns you 3% of their investments

Level 2 earns you 2% of their investments

Levels 3 and 4 earn you 1% of their investments. 

These are only based on initial investments and not from reinvestments.

#1 Obvious Ponzi Scheme!

From the way their compensation plan is set up, it’s really nothing more than an obvious Ponzi scheme. The only way to make money here is if you can recruit people into the company and make them invest. 

There’s no proof of them generating any other source of income other than through recruitment. There’s no proof that any form of investing is being done. There’s no proof that they’re charging interest rates for their so-called lending business. 

There’s literally no proof whatsoever that they’re making money here in any form. 

#2 Lending Business? Really?

Okay, here’s what we don’t get about their program. Why would they offer a lending system if they can’t make a profit out of it? It doesn’t make sense at all. They already have people investing into the program. 

Where do the funds even go for lending? Where’s the guarantee that the people will pay off what they borrowed? Will they even get money from the company if they want to borrow? 

There’s just a lot of questions about their lending program but no answers.

There’s nothing to like about Finalmente Global. It’s just a scam at this point.

We have enough reason to believe that this program is nothing more than a Ponzi scheme. Finalmente Global is a Ponzi scheme operating under the guise of a cryptocurrency investment and lending business MLM company. 

The compensation plan focuses on incentivizing recruitment, so that’s a huge red flag in the eyes of the FTC and its counterparts. 

The owner has been involved in a Bitcoin Ponzi scheme before launching Finalmente Global, so we can assume that this is another one of his schemes. 

Their business model does not make sense at all, even from a MLM standpoint. There’s just no logic to them offering a lending system. 

Stay away from this program.

I'm not a fan of MLM, not because it's illegal or not profitable, but because of all the restrictions and the expensive costs involved.

Instead, Affiliate Marketing is my top recommended business model for anyone to make money online.

The reason is simple...

• You don't have to recruit anyone to make money
• You have the freedom to promote any products you want and not being restricted to only promote the products from one MLM company
• It's Free to get started

In fact, with affiliate marketing...