The Fearless Momma 2.0 Review - Is It A Ponzi Scheme? Read On!

The Fearless Momma 2.0 Review – Is It A Ponzi Scheme? Read On!

Welcome to The Fearless Momma 2.0 review!

You might think that this is an entrepreneurship program for moms everywhere, but it's not what you think it is. 

This program has nothing to do with being a mom at all!

This is The Fearless Momma 2.0!

First of all, I must Congratulate you for taking your time to do your own research before buying into any "seemingly good" product.

That's the way to avoid scams and find the legitimate way to make money online!

Let me be completely transparent with you, I'm not associated with The Fearless Momma 2.0 in any form.

So, rest assured that I'm not here to pitch or sell anything to you.

Instead, I'm here to reveal I think this is a possible Ponzi scheme in the making, and why you shouldn't waste your time with this business. 

The Fearless Momma 2.0 Review Summary

Product Name:  The Fearless Momma 2.0

Founder:  Timothy Berger 

Product Type:  Affiliate Marketing Business Opportunity

Price:  $250 one-time payment + Upsells worth between $1000 and $5000

Best For:  NO ONE! 

The Fearless Momma 2.0 Review Image Summary

Summary:  The Fearless Momma 2.0 is a "make money online" business opportunity with affiliate marketing mechanics with the compensation plan of an MLM company. However, my guts tell me that this might be a possible Ponzi scheme due to the number of RED FLAGS that were raised. There's the promise of high returns in a short period of time, and that you're selling a non-existent product or service to someone just to get your money back. Those are just two of the many red flags that I encountered on this program. That's why I would avoid this program at all costs. 

Rating: 1/100

Recommended:  No


What is The Fearless Momma 2.0?

The Fearless Momma 2.0, developed by Timothy Berger, is something that I can’t categorize because it has a lot of things going on.

It has the makings of an affiliate marketing platform with a focus on email marketing and runs a compensation scheme similar to MLM or multi-level marketing companies.

But from what I can tell, it’s just an instant funnel that allows you to earn $250 in commissions without learning how to sell anything.

The Fearless Momma Claim

The Fearless Momma 2.0 Claim!

When you first access their site, you’ll go through a landing page that’s filled with testimonials from people who made money through their program.

Once you input your email and confirmed it, you’ll be taken to a 4-minute video that explains the entire system.

Inside The Fearless Momma 2.0

The concept of the program is simple:

  1. Pay their sign-up fee
  2. Access their training modules
  3. Start earning money by promoting the system
  4. Optional: Buy higher ticket offers, get higher ticket commissions

A video presentation done by Tammy Montgomery, a.k.a. The Fearless Momma 2.0 herself, will tell you of how great their system is and shows you the leads she’s generated on autopilot.

Here’s the video:

After going through the 1st and 2nd page, the sales pitch was not yet done.

There was a third sales page that took me to the main Fearless Momma 2.0 sales page that showed me the actual video proof of their system working.

How Does Their System Work?

Their system uses what’s called as “email solo ads” or swipes, and it’s when you pay someone who has 1000’s of people’s email addresses to send your email promotion to their list.

So it’s kind of like you paying me to send your promotion to my email list.

In the video, Tammy frequently mentioned that she’s associated with another “make money online” scheme called 6 Figure Empire, which is another company known for their high-priced membership.

The Fearless Momma 6 Figure Empire

I did a little bit of research on 6FE, and I found out that Timothy Berger is also the creator and founder of the program.

This is quite interesting since it’s now becoming clear that The Fearless Momma 2.0 may just be a sales funnel to get you into 6FE.

Jerry Huang, Founder of Smart Affiliate Success

I'm Jerry!

I Created My Own 4-Figure Monthly Passive Income at just 21 Years Old!

4 figure monthly passive income

How Much To Join The Fearless Momma 2.0 Sales Funnel?

You’ll have to pay $250 to become a member of The Fearless Momma 2.0.

Here you’ll gain access to training modules that teaches you how to market The Fearless Momma 2.0 or any other program on the Internet.

It reminds me of another program, but proven to be legitimate, called The Six Figure Formula because you’re earning by promoting their platform and while learning how to do it at the same time.  

The Fearless Momma Modules

Once you’re equipped with the know-how of the affiliate program, you’ll start to earn $250 in commissions for every time you refer someone to The Fearless Momma 2.0.

Then you’ll be introduced to the upsells, which is practically buying the Six Figure Empire Program that allows you to earn up to $5,000 in commissions.

How Does The Compensation Plan Work?

As mentioned earlier, you’re paid $250 in commissions for every time you sell a TFM membership.

If you don’t recruit people, you don’t get paid.

It even says so on their FAQ section:

The Fearless Momma How To Make Money

The Fearless Momma How To Make Money in a nutshell

That’s as simple as that.

But when you buy into the 6FE business, the compensation is quite different.

In SFE you get paid on 1st and 2nd Tier Sales.

1st Tier Sales mean that you enrolled someone into the program who signed up with you DIRECTLY.

2nd Tier Sales means that someone joins with one of the people that you ALREADY enrolled.

When you enroll a new member, you earn 80% commission, and the other 20% goes to the person who enrolled under you.

In essence, you still get a 100% commission program from the 6FE business opportunity.

Who's The Fearless Momma 2.0 For?

No one.

As lucrative as the program might be, it has the makings of a Ponzi scheme, and I’ll get to that in the next section.

The Fearless Momma 2.0 Ugly Truths Revealed!

#1 - You Only Make Money By Recruiting People

This is the only way you’re making money out of both The Fearless Momma 2.0 and Six Figure Empire.

And to me, this is quite alarming because it has all the red flags of a Ponzi scheme or a pyramid scheme according to FTC or Federal Trade Commission.

The Fearless Momma FTC Red Flags

The Fearless Momma SEC Red Flags

Let me itemize the different red flags:

  1. Promises Of High Returns In A Short Period Of Time: You’re getting 100% commission if you sell the system. The program promises you can “Make an easy $250 in 72 hours”.
  2. No Genuine Product or Service Sold: Truth be told, you’re just selling the business opportunity to someone else. There is no genuine physical product or service involved!
  3. Primary Emphasis On Recruiting: You’re not earning anything if you don’t recruit people. That’s it. Plain and simple.

“But Justin, I thought Pyramid Schemes only applied to MLM’s”.

That’s a huge misconception.

Pyramid schemes apply to any money-making opportunity as long as they possess the characteristics of one.

I am not saying that The Fearless Momma 2.0 is a pyramid scheme because they haven’t been categorized by any governing body like the FTC or SEC.

I’m merely saying that it could be simply because they have the makings of one.

#2 – Pay To Win Business Model Through Upsells!

In Tammy’s sales videos, she mentions the possibility of earning $1,000 per day.

So it’s time for a quiz.

If you pay $250 and you make $250 per sale, guess how much you’ll need to pay to generate $1000 per sale?

That’s right. $1,000!

Tammy, who’s actively involved in Six Figure Empire, offers membership levels from that program that costs you from $1000 to $5000.

You’re only going to earn money if you shell out more money! This is clearly a “Pay To Win” business model, and it’s mostly frowned upon.

#3 – No Refund At All!

For programs like these, you expect to get an X-Day Money Back Guarantee, but unfortunately, The Fearless Momma 2.0 just doesn’t provide you with one.

And it says so right here on their Refund Policy taken from their website:

This is a HUGE RED FLAG for me because:

  1. You’re giving out $250 for a system that’s all over the place
  2. You’re paying $250 to get back $250
  3. If you don’t recruit, you don’t earn. Money gone.

What I Like About The Fearless Momma 2.0?

Honestly speaking, I don’t think there’s something positive worth mentioning about The Fearless Momma 2.0 and its program.

The disadvantages that I listed painted a clear picture of what the program is all about, and there’s no silver lining that could turn this negative review around.

Is The Fearless Momma 2.0 a Scam?

The Fearless Momma 2.0 is a business opportunity that might just be a possible Ponzi scheme, due to the fact that it has raised a number of red flags according to FTC and SEC regulations.

First, there's just way too much focus on recruitment that they're only going to pay you if you get someone into the program. 

Then there's the promise of high returns in a short period of time by selling a virtually non-existent product or service in the hopes of getting your money back and more. 

I don't even want to talk about the ridiculous costs that you have to pay for the upsells just to earn more money!

Nothing about this program is worth checking out. 

How I Make a Living Online?

I've personally created a 4-Figure Monthly Passive Income Stream and become financially independent at just 21 years old without any College degree or working experience!

Through my own hard work, I went from a broke restaurant waiter to living my dream laptop lifestyle in less than a year's time...

If you want to discover the secrets of how I did it at such a young age, click here!

Justin Hagen

Justin has worked as an SEO and content specialist for the last 9 years. His success in the industry has allowed him to graduate from college, pay for a wedding, and pay for their first car. He recently joined Jerry as a writer for the Smart Affiliate Success blog.

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