Is Lifetime Income Report a Scam? Here's Why It's Not Your Time!

Is Lifetime Income Report a Scam? Here’s Why It’s Not Your Time!

Welcome to my Lifetime Income Report review!

Whenever I come across reports or newsletters that talk about making you money, I am immediately quite suspicious for a number of reasons.

A couple of nights ago, a friend of mine told me how he’s paying less than a hundred dollars every year to get the latest investment and market news.

Curious, I asked him what it was and here’s the review.

This is Lifetime Income Report.

First of all, I must Congratulate you for taking your time to do your own research before buying into any "seemingly good" product.

That's the way to avoid scams and find the legitimate way to make money online!

Let me be completely transparent with you, I'm not associated with Lifetime Income Report in any form.

So, rest assured that I'm not here to pitch or sell anything to you.

Instead, I'm here to reveal what this publication has to offer and why it's not worth your time or money at all. 

Lifetime Income Review Summary

Product Name:  Lifetime Income Review

Founder:  Zachery Scheidt / Agora Financial

Product Type:  Financial Publication

Price:  $99 per year 

Best For: No One! 

Lifetime Income Report Review Image Summary

Summary:  Lifetime Income Report is an investment newsletter from Agora Financials that shows you to make profits on dividend stocks. But what they don't tell you is the amount of money that you need to invest in to make their strategies work. This is probably the program's biggest disappointment, and this is why I don't recommend it to anyone. Of course, there's also the fact that Agora Financials has had some trouble with the SEC with one of their publications after it was revealed that the publication was a scheme (I'll explain more about this in the article). 

Rating: 10/100

Recommended:  No


What is Lifetime Income Report?

Lifetime Income Report is a monthly newsletter written by Zachery Scheidt, who’s an employee for a site called Agora Financial.

Lifetime Income Report Sales Pitch

This advisory letter is focused on “investments offering the biggest dividend payouts”, on top of reducing tax liability, picking up bargains, and other income opportunities outside the USA.

According to Zach, Lifetime Income Report gives you the scoop on how to earn money like the rich and to put you financially ahead of everyone regardless of your financial situation.

Bold claims, if I may so myself.

He says owning Lifetime Income Report is like having a “full team of financial researchers by your side” and it will give you the “kind of carefree retirement you want and deserve”.

This is what he actually said in the Big Book of Income sales letter.

What Is The Big Book of Income?

This is another sales tool that Agora Financial uses to promote Lifetime Income Report. There might  be some value within its contents, but it’s mostly for promotional purposes.

Lifetime Income Report Claim Your Free Item

The book contains 47 secrets that wealthy people use to grow their income.

Inside Lifetime Income Report

According to their website, Lifetime Income Report is all about investing in high paying dividend stocks.

Note that this is a legitimate way of making money here and can be profitable when done right.

A dividend stock is a stock that makes either an annual or quarterly payment to its shareholders. When a company you invest in does well, you earn more money via dividend payments.

The more money you invest, the higher your payments are.

This is the general idea, so you have to pick the right companies with the strongest growth (or potential for growth).

This is where Lifetime Income Report and Zach come in. You get all of the insider secrets about which stocks to look out for.

Here’s a short video on dividend stocks if you want to know more about it:

This is why dividend stocks have become the recent MO’s or modus operandi for recent scams such as Federal Rent Checks and Trump Bonus Checks.

Like a lot of financial publications, LIR is focused on giving you the most valuable information to help you make informed financial decisions.

To get Lifetime Income Report, you’ll have to pay an annual subscription fee of $99.

There are no other product purchases required or any upsells, to my knowledge.

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Can You Actually Make Money With Agora Financial’s Lifetime Income Report?

Let’s assume that you’re going to invest $99 in their newsletter, which is affordable if I may say so myself.

Can you really make money with the advice sent out by Lifetime Income Report, or are you looking at saying goodbye to your $99?

Well, the answer is there is a certain potential to earn lots of money with the knowledge acquired from Lifetime Income Report.

However, you have to have a huge capital to invest in dividend stocks to make it worth your while.

You also have the chance of losing everything in one go.

I know that it’s not the best answer in the world, but this is how investing works.

You either win big or go home.

Who's Lifetime Income Report For?

Lifetime Income Report is intended for anyone who wants to look at other opportunities of making money outside of affiliate marketing or MLM or multi-level marketing.

However, Lifetime Income Report will require you to invest a lot of money to make it worth your while, and I’ll explain why in the next section below.

Lifetime Income Report Ugly Truths Revealed!

#1 – They Don’t Disclose The Estimated Capital!

LIR doesn’t really tell you how much capital you need to invest in the strategies presented in their report.

The report claims that it will work with individuals of varying financial situations, but that doesn’t seem to be the case.

Lifetime Income Report Actual Investment 2

According to some reviews that I’ve read from StockGumShoe, you’re asked to invest at least $85,000 for the strategies to work.

Lifetime Income Report Actual Investment

Feedback about Lifetime Income Report

This is discerning because one expects to buy this report, only to find out that the goals promised are unreachable if you don’t have enough capital.

#2 – This Has Been Flagged By The SEC!

Agora Financial hasn’t been quite honest with you in terms of what their newsletters are all about.

Apparently, Agora Financial has quite the reputation for creating schemes that promise that you can turn a profit through their newsletters.

In 2003, they got flagged by the SEC for doing so through The Daily Reckoning, which seems to be an earlier version of Lifetime Income Report.

You can check out the entire document here.

I am not saying that LIR is similar to The Daily Reckoning. Maybe Agora Financial learned the hard way.

But I would take what they push with a grain of salt.

#3 – Higher Investments Required For Higher Payouts

The thing that gets me about investing in stocks is that you have to invest a lot of money to earn a higher payout.

Then you have to recoup your initial investment first from your dividend payouts before you can actually turn a profit.

If you invest $100,000 in dividend stocks, you’re going to have to earn the $100,000 back through your dividends as ROI. Then everything past that will be your profit.

And that’s going to take a while, believe me.

What I Like About Lifetime Income Report?

Quite frankly, Lifetime Income Report is just not that promising for me.

And I am saying this as honestly as I can, and I don’t think that there’s just something positive worth mentioning about this publication for what you’re getting.

Is Lifetime Income Report a Scam?

Lifetime Income Report is far from being a complete scam, and is in fact a legitimate source of information for dividend stocks as far as I am concerned.

But that doesn’t mean that they are the “END ALL BE ALL” of dividend stocks because there are better platforms out there that can help you with that.

The biggest takeaway from this publication is that they don’t really disclose how much you need to invest to make all of the strategies listed on the book work.

And given Agora Financial’s brief encounter with the SEC, I would be wary of signing up for Lifetime Income Report.

If you’re looking to maximize your earnings on dividend stocks, I would look at brokerages such as Betterment or Personal Capital.

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Through my own hard work, I went from a broke restaurant waiter to living my dream laptop lifestyle in less than a year's time...

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Justin Hagen

Justin has worked as an SEO and content specialist for the last 9 years. His success in the industry has allowed him to graduate from college, pay for a wedding, and pay for their first car. He recently joined Jerry as a writer for the Smart Affiliate Success blog.

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